First Time Home Buyer?

Are You Ready For Home Ownership?

Owning a home may be your dream, but in order for the purchase to be the happy and satisfying experience it was meant to be, you need to ensure that you are financially and mentally prepared for the responsibilities that come with it.

Some people have a notion that home ownership is like renting, but with the power to have pets and paint the walls whatever color you like. However, while these privileges are available to homeowners in most municipalities, they come with the responsibilities of a mortgage, taxes and home maintenance. Preparing for home ownership requires you to take critical stock of your finances and your expectations.

You Should have a lot of Questions. I Can Help.

You need a great agent who will work hard for you and I am dedicated to helping you find the right home, at the best price.

When you hire me to help you buy your first home, I'll want to know what you want in your new home, what do you envision for you and your family, what are important features of the new home and what features are negotiable.  Finally, I'll guide you through how much you can afford and how much you actually want to spend.

Keep your objectives in mind when visiting a home. Sometimes the idea of owning a home can overwhelm your practical sense, so keep your feelings in check. Keep a list handy of the features that you need and want in a home, and judge each home by the list instead of by details that could distract you from your goal. When you're alone with me, you can go over the pros and cons of each home. I can help you stay on track while still keeping our eyes out for a great property.

Make the offer. This can be a maze of "buyer", "seller", "chattels", "deposit", and "completion". I'll be happy to prepare at least two offer strategies for you based on your feelings for the home and your personal and financial goals. This process can be confusing and emotional so I'll guide you through this with extra care making sure you know what happens and what to expect. Remember, the seller may reject or counter your offer, so even at this late date, avoid setting your heart on the home you hope to own. You'll probably have to write a deposit check to the seller's broker that proves the seriousness of your offer.

Get all necessary inspections done. A home inspector will check for signs of harmful materials like asbestos, lead paint and mold. They'll also check for evidence of pests, faulty wiring and leaks. This is a crucial part of the home purchase. Not getting an inspection done means that you could be stuck in a home with a bad case of black mold and no recourse other than to pay for its removal. Inspections will cost a few hundred dollars, but again, this is more than worth it in the end. There are several inspectors in the area that we'd be happy to recommend.

Do a final walkthrough before closing the deal. I'd be happy to do this with you to make sure that everything agreed upon is completed prior to the final signing.

From the first consultation that determines your requirements to the moment that you receive the keys, we can help you with the complicated process of buying a home. Don't hesitate to contact me to find out more about how I can make the home buying process easier!

Let's Find Your Dream Home! Contact Me.

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